But sometimes, this simply means that Chase needs some additional verification information. In most reported cases, this means a rejection. If you didn't get the instant approval, you may get an email saying a decision will be made in 7–10 business days. In this case, your new Chase card will be sent to you within 2 weeks. If you have an excellent credit score and strong qualifications, you may get an instant approval. For incorporated businesses and partnerships, you'll need your employer identification number. If you're a sole proprietor, just apply with your Social Security number. Basically, if you do anything for profit, it can count as a business. You can apply for a business card even if you're running a tiny Etsy store, tutor students, sell cookies, or work as a freelancer. Who can qualify for a small business credit card?īusiness cards aren't just for corporations. If you're not very good at answering questions, it could hurt your chances. In this case, the analyst will decide your approval. If you call recon right away, you may be asked for more information about your business or to provide some legal documentation. Remember that business card applications may take a little longer to process, so it's better to just wait for the official decision. The reconsideration call is much tougher for business credit cards. DON'T jump the gun and call the reconsideration hotline to check your application status. If you're pending for a business card application, we suggest that it's best to just patiently wait.
Maybe you feel that you didn't properly explain something earlier.Īpplication Status for Chase Business CardsĬhase offers some of the most rewarding business credit cards on the market. If you want to call again, be ready to say why you're calling back. However, note that the rep will be able to see that you've phoned in before and why you were denied. If you've called recon once and were denied, you could call again and try your luck with another representative. If it's a denial, you can review the reason for denial and work towards approval next time.Ĭan you call reconsideration more than once? Many people report being approved after calling the reconsideration line and providing more information. Don't say you just want the welcome bonus. For example, maybe you want the Chase Sapphire Preferred because of its airline partners. Be ready to explain any recently opened credit accounts or credit inquires (for example, if you just took out a mortgage or switched to a new cell phone provider).Be polite and ask if there's any more information you can provide that can help them reach a decision.
The operating hours are 8 am–10 pm (Monday to Friday) and 8 am–8 pm (Saturday and Sunday). If it has been a few days and your application is still pending or denied, it doesn't hurt to call the reconsideration line and check the status with a rep. This would mean that your application has been approved, even if you haven't gotten an approval email yet. You may even be able to see a new credit card account once you've logged into Chase. You'll see an option for "Application status."Ĭlick on this to check the status of any outstanding applications. Open the pop-up menu and scroll down to the bottom. However, if you already have other products (like another Chase bank credit card or a Chase checking account), you can log into your Chase account and check your status.įirst go to the menu icon on the very upper left corner: Unfortunately, Chase doesn't have a dedicated site to check your card application status online. It could be that the issuer needs to verify identity or review other personal information. Usually, you should receive a decision in 7–10 business days. This simply means that your application has been neither approved nor denied yet. What does it mean when your credit card application is under review? This line is open 24/7 and you can call as often as you want. The hotline phone number to check your status is: It should provide your current Chase card application status. You just need to enter your Social Security number. Call the Automated Status HotlineĬhase has an automated hotline to check your application status. Here are a few ways you can check your Chase credit card application status. So what can you do if it's been a few days and your application is still under review or pending? While an immediate approval is the most desired outcome, that's not always the case. With large welcome bonuses and high rewards, Chase offers some of the most coveted credit cards on the market. Contact Numbers 3 Ways to Check Chase Application Status.Common Reasons You May Not Get Approved.
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